Fund. Grow. Scale. Advisory for lenders and startups

I work with founders and leadership teams in lending and fintech, from pre-Series A through to established non-banks. I also work with corporates building finance offerings, whether that's embedded lending, a credit product, or a payments play.

The common thread: you're at a point where experience matters. Preparing for a raise. Launching a product. Working out how to grow receivables without growing risk. I've sat in your seat at startups like Archa and Square, and run lending businesses inside GE and REA Group.

Who do I work with?

Advisory Services

Capital and funding

Debt facilities, warehouse funding and funding rounds. I prepare businesses for the scrutiny of banks, private credit funds and investors: the funding paper, the data, the story, and the negotiation. If your growth is funding-constrained, this is where we start.

Lending growth

Lending grows fastest through someone else's platform. I've built and run partnership-distributed finance businesses and can take you from opportunity scan to signed JV, including the commercial model that makes it work for both sides.

Scale-up readiness

The unglamorous work that unlocks the next stage: credit risk frameworks, AML/CTF and fraud settings, board-grade reporting. I make startups look and operate like businesses that banks, regulators and institutional investors will back.

Partnerships and embedded finance

25 years of consumer and commercial lending applied to your book. Identifying the opportunity, building the business case, setting the credit and pricing to grow receivables profitably rather than just quickly.

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